Beating the Paycheck to Paycheck Blues

by John Ventura

Citing real life case studies and stories, Ventura gives realistic ways to help the average person get out of debt and start saving, even on a modest income. Important tips include creating a spending plan, making cuts in your spending (like quit smoking), shopping at discount stores, etc. Ventura also gives advice on how to make more money at your job by going back to school for an advanced degree, changing jobs to a higher paying career, or making extra money by selling products on the side, like Mary Kay, Pampered Chef, or Candles. Ventura also emphasizes keeping track of your credit and your credit report. He gives ways to make your score higher, and gives warning signs when you might be heading for financial trouble. I thought the insights were fair and not overly unrealistic.